Bao Shinn International Express Limited 寶信國際旅遊有限公司



	Terms and Conditions of the Promotion:
1	Travel Compass Travel Insurance plan is underwritten by Chartis Insurance Hong Kong Limited (“Chartis”)

2	The promotion period runs from 28 November 2011 to 30 April 2012 ,both dates inclusive (the “Promotion Period”).

3	This promotion is only applicable to successful Travel Compass Insurance policies within the Promotion Period provided that:
	(a) the premium of the policy is being settled; and
	(b) the policy is issued through this website; and
	(c) the policy is not cancelled.

4	Each insured person of the Eligible Policy will receive one HK$10 McDonald cash coupon

5	All the cash coupons would be mailed to the address provided by the customer during the purchase of the policy.

6	The cash coupon cannot be exchanged or redeemed for cash, services, or other products.

7	All cash coupons are provided by the relevant supplier. Chartis is not the supplier of the cash coupons offered under this promotion and will not accept any liability in relation to the use of the cash coupons. The cash coupons will be subject to further terms and conditions stipulated by the relevant supplier.

8	In case of any dispute, the decision of Chartis shall be final and conclusive. In the event of any discrepancy or inconsistency between the English and the Chinese versions of these terms and conditions, the English version shall prevail.

9	Coverage and other details of Travel Compass Insurance plan are subject to the policy provisions.

10	For enquires, please call Chartis Insurance Customer Service Hotline at 3666 7022.